Disability compensation is a monetary benefit paid to veterans who are disabled by injury or disease incurred or aggravated during active military service. Compensation may be paid for certain diseases presumed to have begun during service, specified diseases presumed to be the result of certain incidents, or manifest within one year of discharge. Also, compensation may be paid for a new condition which is caused by an established service-connected condition. The service of the veteran must have been terminated through separation or discharged under conditions that were other than dishonorable.
Veterans with low income may be eligible for monetary benefits if they have 90 days or more of active military service, with at least one day during a period of war. The discharge from active duty must have been under conditions other than dishonorable. The veteran must be permanently and totally disabled for reasons other than misconduct.
Home Loan Guaranty
VA guarantees loans made to service members, veterans, reservists and eligible surviving spouses for the purchase or refinancing homes, condominiums and manufactured homes. VA guarantees part of the total loan, permitting the purchaser to obtain a mortgage with a competitive interest rate. With a VA guaranty, if the borrower fails to repay the loan, the VA will pay the loan up to the guaranteed amount. A VA loan guaranty can be used: (1) to buy a home; (2) buy a residential condominium; (3) build a home; (4) repair, alter or improve a home; (5) refinance an existing home loan; (6) buy a manufactured home with or without a lot; (7) purchase and improve a home; (8) buy and improve a manufactured home lot; (9) refinance an existing VA loan; (10) install a solar, heating or cooling system, weatherization or other improvements; and (11) refinance a manufactured home loan to acquire a lot. To be eligible, applicants must have a good credit rating, have an income sufficient to support mortgage payments, and agree to live in the property.
A disabled veteran may receive employment assistance, self-employment assistance, rehabilitation facility, college or other training. Severely disabled veterans may receive to improve their ability to live independently.
Eligibility: Veterans and service members are eligible for vocational rehabilitation if they
- suffered a service=connected disability or disabilities in active service and are receiving at least 20% compensation or would if not for receiving military retirement pay (veterans with a 10% disability may also be eligible if found to have a serious employment handicap); or
- were discharged or released under other than dishonorable conditions and are hospitalized awaiting separation for a service-connected disability and need vocational rehabilitation to overcome an employment handicap caused by their service connected disability.
- Service Members Group Life Insurance – open to active duty members of the uniformed services.
- Veterans’ Group Life Insurance – available to individuals released from active duty after August 1, 1974 and to reservists.
- Service Disabled Insurance – available for veterans with service-connected disabilities
- Veterans’ Mortgage Life Insurance – provides mortgage life insurance for veterans granted specially adapted housing grants.
In National Cemeteries: Veterans, service members and dependents are eligible National Cemeteries. Burial benefits include gravesite, headstone or marker, grave closing and perpetual care. Eligible veterans must have been discharged or separated from active duty under conditions other than dishonorable and have completed the required period of service. Person entitled as a result of 20 years creditable service with a reserve component are eligible. U.S. soldiers who served in the armed forces of a government allied with the United States in a war may be eligible. A 1997 law bars any veteran convicted of a federal or state capital crime from burial or memorialized in one of the VA National Cemeteries.
Nursing Home Care
Nursing care in a VA or private nursing home may be provided veterans who are not acutely ill and not in need of hospitalization. If space and resources are available in VA facilities, the VA may provide nursing home care. Veterans who have a service-connected disability are given first priority for nursing home care. The following may be eligible for nursing home care with an income eligibility assessment:
- Veterans with service-connected disabilities
- Veterans who were exposed to herbicides while serving in Vietnam
- Veterans exposed to ionizing radiation during atmospheric testing or in the occupation of Hiroshima and Nagasaki
- Veterans with a condition related to an environmental exposure in the Persian Gulf
- Veterans of the Mexican border period of World War I who are eligible for Medicaid
Non-service connected veterans and zero percent, non compensable service connected requiring nursing home care for any non-service connected disability must submit an eligibility Form 10-10F. VA will determine if they will be billed for nursing home care.